The millennial grind Not your average career site. Career Advice Personal Development Resources LATEST ARTICLES How to Build Habits That Stick 5 Important Pieces of Advice for New Grads Five Habits of Happy People Follow us @the.millennialgrind Facebook Instagram Pinterest

About half of Gen Zers and millennials who don’t plan to buy a home in the near future say it’s because homes are too expensive Nearly one of every five (18%) millennials and 12% of Gen Zers who replied to a recent housing survey believe they will never own a home, according to a new report from Redfin (redfin.com), the technology-powered real estate brokerage. Lack of affordability is the number-one barrier to homeownership for young Americans. Roughly half of Gen Z and millennial renters who believe they’re unlikely to purchase a home in the near future say the high price of homes on the market is blocking them from buying. That’s the most commonly cited barrier, and it’s followed by several other affordability-related reasons. Nearly half (46%) of millennials and one-third (33%) of Gen Zers say their lack of ability to save for a down payment is a barrier, and more than one-third of both Gen Zers and millennials say mortgage rates are too high. Roughly one-third also say they’re unable to afford monthly mortgage payments. About one in five (21%) Gen Zers and 16% of millennials say they need to pay off their student loan debt before they’re able to buy a home. That’s according to a Redfin-commissioned survey conducted by Qualtrics in May and June 2023. The survey was fielded to 5,079 U.S. residents who either moved in the last year, plan to move in the next year, or rent their home. This report focuses on the 1,340 Gen Z (aged 18 to 26) and 1,973 millennial (aged 27 to 42) respondents. “The worsening housing affordability crisis has an outsized impact on Gen Zers and millennials because they’re much less likely to own a home than older generations,” said Redfin Chief Economist Daryl Fairweather. “That means many young Americans don’t benefit from rising home prices by gaining equity. Instead, these would-be first-time homebuyers bear the burden of high prices, high down payments and high monthly mortgage payments, without profits from a previous home to offset the cost. Many young people don’t have a choice between renting and buying. They’re renting their home because even though rent payments have increased, too, it’s still more affordable than buying in much of the country–and renters don’t need a down payment.” It has become much harder to afford a home since the pandemic began, especially for first-time homebuyers. Median home-sale prices are at record highs, up 40% since 2019. Wages have risen, too, but not as much: Average hourly earnings rose roughly 20% over the same period. Record-low mortgage rates and the increasing prevalence of remote work during 2020 and 2021 fueled intense homebuying demand, which drove prices up. Now, rising mortgage rates have exacerbated the expense of owning a home. Mortgage rates have more than doubled from their low, hitting their highest level in more than 20 years in August, while home prices remain high. Roughly one-quarter (26%) of Gen Z adults and half (52%) of millennials own their home, compared to 71% of Gen Xers and 79% of baby boomers. Roughly 40% of Gen Zers and millennials are working second jobs to save for their down payment, and about one-quarter plan to use a cash gift from family Of the young Americans who are planning to buy a home in the next year, many are turning to side hustles for their down payment. About two of every five Gen Zers (41%) and millennials (36%) say they’ll work a second job to help fund their down payment, the most commonly cited method aside from saving directly from paychecks. Roughly one-quarter of Gen Z (28%) and millennial (23%) homebuyers expect to receive a cash gift from family for their down payment, while 20% of Gen Zers and 15% of millennials plan to use an inheritance. Young Americans also cite investments as a way they’ll fund down payments. Just over 20% of both Gen Zers and millennials plan to sell stock, and roughly 15% of both generations plan to sell cryptocurrency. To view the full report, including charts and more details on the survey, please visit: https://www.redfin.com/news/gen-z-millennial-affordability-barrier-to-homeownership

The millennial grind Not your average career site. Career Advice Personal Development Resources LATEST ARTICLES How to Build Habits That Stick 5 Important Pieces of Advice for New Grads Five Habits of Happy People Follow us @the.millennialgrind Facebook Instagram Pinterest

The millennial grind Not your average career site. Career Advice Personal Development Resources LATEST ARTICLES How to Build Habits That Stick 5 Important Pieces of Advice for New Grads Five Habits of Happy People Follow us @the.millennialgrind Facebook Instagram Pinterest

The millennial grind Not your average career site. Career Advice Personal Development Resources LATEST ARTICLES How to Build Habits That Stick 5 Important Pieces of Advice for New Grads Five Habits of Happy People Follow us @the.millennialgrind Facebook Instagram Pinterest

The millennial grind Not your average career site. Career Advice Personal Development Resources LATEST ARTICLES How to Build Habits That Stick 5 Important Pieces of Advice for New Grads Five Habits of Happy People Follow us @the.millennialgrind Facebook Instagram Pinterest

The millennial grind Not your average career site. Career Advice Personal Development Resources LATEST ARTICLES How to Build Habits That Stick 5 Important Pieces of Advice for New Grads Five Habits of Happy People Follow us @the.millennialgrind Facebook Instagram Pinterest

You could say they got more than their money's worth with this home.

With the focus on first-time buyers being struggling millennials with a penchant for avocados, it is easy to forget that there are many older people who have never owned a home, and some who are buying one for the first time in retirement.

The millennial grind Not your average career site. Career Advice Personal Development Resources LATEST ARTICLES How to Build Habits That Stick 5 Important Pieces of Advice for New Grads Five Habits of Happy People Follow us @the.millennialgrind Facebook Instagram Pinterest

One problem that never seems to leave us, especially if you’re living in a major city – is the lack of space! If you’re an independent millennial who recently m

Some people are happiest pursuing goals that best align with them — and that doesn't always include marriage and kids.

In the process qualifying for a first-time homebuyer loan, need to take in order to qualify for a first-time homebuyer loan.

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One problem that never seems to leave us, especially if you’re living in a major city – is the lack of space! If you’re an independent millennial who recently m

Begin now to improve your communication skills.A date who only talks about themselves, a friend who never listens, an insensitive social media post, and a person who mistakenly thinks they are fluent in a foreign language-these are only a few situations that frustrate us when it comes to our daily interactions with people. Five Keys of Effective Communication in a Millennial's World is designed to help you identify day-to-day situations where you can improve your communication skills and become an effective communicator.In order to improve your communication skills, you are invited you to take a closer look into the author's own life experiences where five important communication lessons were learned throughout his years as a student, employee, missionary, son, brother, and husband. Be prepared to learn through a series of compelling, intriguing, and comic stories in order to identify ways to communicate better and ultimately make a difference by becoming an effective communicator.

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Vinyl LP pressing. 2019 release. Traitors Table is easily Viciconte's most personal and provocative record yet, and that's saying a lot for someone who has been recording provocative music for 25+ years. In 'I Don't Know', Fernando wails about coming to the U.S. as an immigrant child and how - after growing up identifying as a proud American - he felt the acute, nauseating fear of being sent back to a country he never really knew. 'Hey Darlene' tells the story of a small-town couple who feel shut out of the American dream, but like many among us, also feel it's just within reach. So they vote against their own self-interest for those who say what they so desperately want to hear. The Company, a bouncy, impassioned plea to the so-called 'millennial' generation to not shoot down bold ideas in the name of political-correctness, is in Viciconte's words: 'about the concept that even though we are more connected via technology, we are more isolated and divided than ever'.

Get tired of hearing sermons about how to avoid sexual sin, but never hearing how to leave a lifestyle of sexual sin? Well, no more, Sis! Today I’m going to share about my own experience, give you …

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\"Amelia Bedelia\" is now available in a special edition commemorating the 60th anniversary of I Can Read! books which features a foil cover, an anniversary burst, and eight pages of bonus material on the history of I Can Read.\nLearn to read with the classic Amelia Bedelia! Ever since Amelia Bedelia made her debut in 1963, young readers have been laughing out loud at the antics of this literal-minded but charming housekeeper. From dressing the chicken to drawing the drapes, Amelia Bedelia does exactly what Mr. and Mrs. Rogers tell her to do. If things get a bit mixed up, well, that's okay. When Amelia Bedelia is involved, everything always turns out perfectly in the end! This Level 2 I Can Read is perfect for kids who read on their own but still need a little help. Whether shared at home or in a classroom, the engaging stories, longer sentences, and language play of Level Two books are proven to help kids take their next steps toward reading success.This paper-over-board special edition commemorates the 60th anniversary of I Can Read books for beginning readers. Eight bonus pages recount I Can Read's history, including a time line, never-before-seen sketches, and origin stories of beloved I Can Read characters. This beautiful edition is perfect for gift-giving.

Top Stories of the Week at Entrepreneur January 13, 2017 6 Things to Consider Before Partnering Up Savvy entrepreneurs use these strategies to ensure every business partnership is a match made in h…

The Modern Witchcraft Book of Natural Magick: Your Guide to Crafting Charms, Rituals, and Spells from the Natural World. By Judy Ann Nock. The magic of witchcraft never dies. Harness the power of nature-based magick, including herbal charms and remedies, cleansing rituals, crystal healing, astrology, and more with this new guide in the popular Modern Witchcraft series—perfect for millennials. Modern-day interest in witchcraft and Wicca isn’t surprising—who wouldn’t want to focus their energy into rituals of change and healing in today’s troubled and chaotic times? Right now, many of the most popular types of magick are nature-based. This fun and practical book includes methods to help you connect with the Earth mother and your own natural self. Each chapter focuses on a different type of nature magick, from seed magick to the magick of the sun, of water, of the moon, and more—and every topic includes its own accompanying spells, charms, rituals, and meditations.

OK, BOOMER Sarcastic Meme Button One 1.25" pinback button (or refrigerator magnet) with the phrase ‘OK, BOOMER’ The Baby Boomers were beneficiaries of the hard work and courage of their own parents, the so-called Greatest Generation. With European manufacturing in ruins after World War II, America dominated the world in job creation and standard of living. Houses were inexpensive, food was plentiful, and families could be supported on one income. But where Boomers rode on an ascendant middle class, today Millennials inherit a world with skyrocketing education expenses, a shrinking job market, and the threat of global climate change. Downward mobility is increasingly the norm in the United States, a country built on aspiration. And the millennial generation is pretty sick of being told to pick themselves up by their bootstraps*, because that worked for their parents. According to a newspaper article, “'OK Boomer' Marks the End of Friendly Generational Relations ..."Ok boomer" has become Generation Z's endlessly repeated retort to the problem of older people who just don't get it, a rallying cry for millions of fed up kids.” In this same article, Gen-Z vendors of “OK Boomer” merchandise say they plan to use the proceeds to pay off their debts. ​​ Wear this button while trespassing on other peoples’ lawns, while explaining to your parents why you will never have kids, or while eating avocado toast and browsing on your iPhone. Great for Thanksgiving! Perfect for Secret Santa! Stick the magnet on your 80 sq foot refrigerator! Large 2.25" button is that much boomier! Pin back on each button. Flat collet magnet strong enough to hold up an envelope, or 2-3 sheets of paper. US penny for scale. Penny and ruler NOT included in price of button/magnet. 1.25 inches = 3.175 cm. A portion of the proceeds from this button will go to benefit the My Wallet Foundation. * This phrase actually comes from the fictional exploits of Baron Munchausen, and is not meant to represent something that can be done by an actual non-tall-tale-telling person

In My Millennials, Nisreen Khalaf shares her life experiences and lessons she has learned in her life in the hopes of helping bridge the gap between her generation and the younger generation. She hopes this book will expand young and old minds who are ready for success.Inside this book Nisreen explains how change is inevitable as well as: -Learn as you go and build your own experience. -Remember that speaking up benefits the person who comes after you.-Be confident in who you are as an individual; always work on your self-development-Always have goals; go after what makes you happy.-Travel the world; be adventuresome. -Always give the best in you and whatever you do, do out of love and commitment.Never fear life's turmoil, always learn from experiences, and review where you go astray for that is how you will grow. Life is a skill, and you will acquire that skill by mastering it. And most of all, be yourself and follow your heart and mind | Author: Nisreen Khalaf | Publisher: Hasmark Publishing | Publication Date: Apr 05, 2019 | Number of Pages: 156 pages | Language: English | Binding: Paperback | ISBN-10: 1989161588 | ISBN-13: 9781989161586

Get tired of hearing sermons about how to avoid sexual sin, but never hearing how to leave a lifestyle of sexual sin? Well, no more, Sis! Today I’m going to share about my own experience, give you …

If you've always wanted to try bullet journaling, but you're intimated by making the bullet journal weekly spreads, these tips are for you!

Description Book Synopsis A disillusioned millennial ghostwriter who, quite literally, has some ghosts of her own, has to find her way back home in this sparkling adult debut from national bestselling author Ashley Poston. Florence Day is the ghostwriter for one of the most prolific romance authors in the industry, and she has a problem--after a terrible breakup, she no longer believes in love. It's as good as dead. When her new editor, a too-handsome mountain of a man, won't give her an extension on her book deadline, Florence prepares to kiss her career goodbye. But then she gets a phone call she never wanted to receive, and she must return home for the first time in a decade to help her family bury her beloved father. For ten years, she's run from the town that never understood her, and even though she misses the sound of a warm Southern night and her eccentric, loving family and their funeral parlor, she can't bring herself to stay. Even with her father gone, it feels like nothing in this town has changed. And she hates it. Until she finds a ghost standing at the funeral parlor's front door, just as broad and infuriatingly handsome as ever, and he's just as confused about why he's there as she is. Romance is most certainly dead . . . but so is her new editor, and his unfinished business will have her second-guessing everything she's ever known about love stories. Review Quotes "I LOVED this book. A beautiful, poignant story, full of beautiful, poignant characters. Florence is exactly the type of lovable, endearing, relatable lead I want to fall for, and her journey through learning how to love again had me squealing, sighing, laughing. The Dead Romnatics is like a beautifully crafted puzzle: at the end all the pieces fall perfectly into place, and the picture that they form is at once touching, funny, breathtaking, hopeful, and dreamy." --Ali Hazelwood, New York Times bestselling author of The Love Hypothesis The Dead Romantics was an absolute and unexpected delight. Voicy and quirky and fun; the pages will probably sparkle (but with black glitter). --Christina Lauren, New York Times bestselling author of The Unhoneymooners The Dead Romantics takes so many things I love--quirky heroines, found families, cozy small towns, fanfics, GHOSTS (!!!)--and gives them all a fresh, fun, thoroughly modern spin. This is truly a RomCom to die for! --Rachel Hawkins, New York Times bestselling author of Reckless Girls "This book made me fall in love, broke my heart then reassembled it at least twice, and left me swooning. A hauntingly romantic, hilariously heartwarming story. Ashley Poston is the real deal." --Gwenda Bond, New York Times bestselling author of Not Your Average Hot Guy About the Author Ashley Poston writes stories about love and friendship and ever afters. A native to South Carolina, she now lives in a small grey house with her sassy cat and too many books. You can find her on the internet, somewhere, watching cat videos and reading fan-fiction.

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The Modern Witchcraft Book of Natural Magick: Your Guide to Crafting Charms, Rituals, and Spells from the Natural World. By Judy Ann Nock. The magic of witchcraft never dies. Harness the power of nature-based magick, including herbal charms and remedies, cleansing rituals, crystal healing, astrology, and more with this new guide in the popular Modern Witchcraft series—perfect for millennials. Modern-day interest in witchcraft and Wicca isn’t surprising—who wouldn’t want to focus their energy into rituals of change and healing in today’s troubled and chaotic times? Right now, many of the most popular types of magick are nature-based. This fun and practical book includes methods to help you connect with the Earth mother and your own natural self. Each chapter focuses on a different type of nature magick, from seed magick to the magick of the sun, of water, of the moon, and more—and every topic includes its own accompanying spells, charms, rituals, and meditations.

The Modern Witchcraft Book of Natural Magick: Your Guide to Crafting Charms, Rituals, and Spells from the Natural World Hardcover – June 5, 2018 by Judy Ann Nock (Author) ----Brand New---- The magic of witchcraft never dies. Harness the power of nature-based magick, including herbal charms and remedies, cleansing rituals, crystal healing, astrology, and more with this new guide in the popular Modern Witchcraft series—perfect for millennials. Modern-day interest in witchcraft and wicca isn’t surprising—who wouldn’t want to focus their energy into rituals of change and healing in today’s troubled and chaotic times? Right now, many of the most popular types of magick are nature-based. This fun and practical book includes methods to help you connect with the Earth mother and your own natural self. Each chapter focuses on a different type of nature magick, from seed magick to the magick of the sun, of water, of the moon, and more—and every topic includes its own accompanying spells, charms, rituals, and meditations. The Modern Witchcraft Book of Natural Magick is your complete guide to everything you’ll need to know about nature-based magick to fully embrace your spiritual and natural self. About the Author Judy Ann Nock received a Master of Science degree in TESOL at CUNY City College in May 2019 and has a double bachelor’s degree in Creative Writing and Theatre from The Florida State University. Excerpts from her books have appeared in Publishers Weekly, Yahoo.com, Bust Magazine, Luna Luna Magazine, HelloGiggles, Bustle, among others. Judy Ann Nock has appeared in feature articles on Refinery29 and in the Village Voice. She also performs regularly with the critically acclaimed Hoboken cave punk supergroup known as psych-O-positive. Radio stations such as WFMU and Strong Island Radio have dedicated airplay to her music and books. She lives with her daughter in New York City. Publisher ‏ : ‎ Adams Media (June 5, 2018) Language ‏ : ‎ English Hardcover ‏ : ‎ 240 pages ISBN-10 ‏ : ‎ 1507207204 ISBN-13 ‏ : ‎ 9781507207208 Item Weight ‏ : ‎ 1.02 pounds Dimensions ‏ : ‎ 6 x 0.7 x 9 inches