To better manage these challenges, let’s explore three effective ways to build comfort with retirement spending.
The 8 greatest retirement fears include outliving your savings/investments, social security will be
Many risks await you in retirement. One is outliving your assets; another is losing purchasing power.
To better manage these challenges, let’s explore three effective ways to build comfort with retirement spending.
The pros and cons of using your nest egg to buy a special longevity annuity in retirement
There is a need for “good guys” to man up and show the way for the next generation. Young men need a narrative that they can connect with. They need role models and exemplars that can portray a positi
Running out of money in retirement is a legitimate fear. But it's also one you can address.
Longevity annuities are among the best financial deals for seniors who worry about outliving their savings. But behavioral hurdles mean they're little used.
The pros and cons of using your nest egg to buy a special longevity annuity in retirement
Americans worried about outliving their retirement savings can benefit from a little-known, tax-advantaged scheme which will guarantee their income for life.
Here’s our list of top financial tips to get on track in your seventies.
The 8 greatest retirement fears include outliving your savings/investments, social security will be
Why do people buy annuities? Understand the primary reasons why consumers buy an annuity as part of their retirement savings plan.
The thought of outliving your savings can be a major source of stress as you approach retirement. Without a well-defined plan, anxieties about money can overshadow the excitement of starting this new chapter. Retirement income planning puts you in control. Understanding the basics is crucial for you if you're looking to enjoy a comfortable and worry-free retirement.
Worthy conducted a study on women who are building a financial fresh start after divorce. Check our findings.
Retirement planning differs for women. Due to longevity and lingering effects of traditional gender roles, they need to take extra care when planning for the future.
Here are 37 sustainable garden decor ideas for your home:
Are you worried about outliving your retirement savings? Our free calculator can help you evaluate how many years your retirement savings can supplement your sources of fixed income (like Social Security) before your funds are depleted.
The lighthouse is a near-universal symbol of safety and guidance that has helped mariners find their way home since ancient times. Although they are gradually outliving their usefulness, they are still epic monuments to human ingenuity and to their own resilience. Because August 7th is National Lighthouse Day in the U.S., we decided to share some amazing lighthouse photos with our readers.
Worried about funding your retirement? You may want to consider delaying CPP/QPP benefits past age 60. CTV News' Chief Financial Commentator Pattie Lovett-Reid explains why in her weekly column for CTVNews.ca.
As soon as Norwegian photographer Elin Høyland heard about the two old brothers living together in a tiny hamlet in the middle of rural Norway, she knew it was a story she would like to capture on camera. Little did she know that she was about to enter the beautiful life-long friendship of two brothers spending their very last years in this world together.
*this post may contain affiliate links, please see our disclaimer page for more info 12 Reasons You’ll Go Broke in Retirement As we all get older and start thinking about
The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current information.
A qualified longevity annuity contract (QLAC) is a type of annuity contract specifically designed to keep you from outliving your retirement savings. As a deferred annuity, QLACs provide you with a guaranteed stream of income later in life. In addition, they can help you reduce the retirement account withdrawals mandated by Congress, helping to defer […]
Wistman’s Wood is a remote, high-altitude forest plucked straight from a fantasy novel
An effortlessly stylish Swedish home mixes botanical influences with carefully chosen vintage finds and modern design
welcome to our monthly international blog party consisting of invited members from around the world. with this post, I am delighted to announce our newest member, the brilliantly humorous professional writer & blogger, a beautiful woman, D. A. Wolf of the blog "Big Little Wolf's Daily Plate of Crazy" (whatever life dishes out) you will find her link below *************************************************************************** we all thought it would be interesting to talk about our challenges, maybe really big ones, or small ones, but ones which have changed us & educated us and, perhaps, enriched us. difficult things from which we learned much. one of my challenges which has forever been a problem is never having enough time. rushing, too much on a schedule, working, raising children, social life, managing everything because there was no one else to do it. and a husband who expected nothing less than perfection of everyone except himself, but he thought he was perfect, and for a very long time I believed he was too. I was always drawn to our garden, it was so very important to me, it was where everything slowed down, where the only thing important was to take the time to make the plantings flourish. I loved hibiscus because every single morning you would have new gifts in the awesome flowers, even though by evening they would close again, having spent their short life in the sun and allowing us to gaze in wonder at their beauty. I nurtured everything, and it didn't bother me when the rabbits ate the coleus, or when the 2 Collies laid down on the impatiens. They, too, were part of my solace and our garden. whenever a holiday came round I was the one who did everything. and I did a lot. finally realizing the reason I did so much was that I didn't dare risk criticism if it wasn't done perfectly. this, of course, was my own requirement, no one else's. I finally went to counseling, two times a week. not only because of my hectic lifestyle, I knew my marriage of many years was over, that I could not go on in the same way, I could not continue to do everything while a brilliant and talented man sank into the depths of depression & alcohol. you know, it takes a long time for one to speak aloud to a therapist before you hear & process exactly what you're saying. I mean, the answers are right in front of you. the one thing she asked me one day was this, "What would happen if you only did 1/2 as much?" I laughed out loud, and said "Nothing would happen, I would be the only one who would know." as with everything else, it's easy to recognize there is a problem, the difficulty is doing something about it. I did divorce. I thought it would be easy because it wanted out so badly. but, somehow, learned behaviors and habits take a long long time to change. I actually don't think I missed him, I just missed having a relationship. learning to live on my own was not easy. I had always earned enough money, and when I divorced I didn't receive one cent. I continued to earn a living, but transitioned from one 24/7 profession back into luxury retail / fashion where I had begun so many years ago, and where I always knew I belonged. when I wasn't working I cherished being at home, alone or with my dogs & kids, and I built the most beautiful garden, it grew & became lusher and more verdant. it was my satisfaction then, something I was so very proud of because I did it all myself. and I did it my way. my life has had ups and downs, like everyone who has lived awhile, it's been a good life, and there is still so much more to do. I am now never over-committed with endless charity projects, I almost never go to lunch, I've given up sports which have become hard instead of fun, aka skiing, white-water rafting, skeet shooting, tennis, running 3 miles (now it's walking 3 miles), water-skiing, skydiving, snowboarding, skateboarding & para-sailing. the challenges were overcome a long time ago, and I finally learned no one can be both the pitcher & the catcher. it is a good lesson to learn.
Look at how much you spend to prevent falling short of funds during retirement.
Super funds are developing investment products designed to help retirees overcome their fear of outliving their savings so that they will spend more to enjoy a better lifestyle.
Soigner l'éclairage extérieur est essentiel pour profiter du jardin à sa juste valeur. Particulièrement durant la belle saison, où les soirées entre amis ou en famille ont tendance à se prolonger jusque tard dans la soirée. Des luminaires installés de manière stratégique sur la façade, au détour d'une allée, d'une terrasse, permettent de s'éterniser dehors sans se soucier de l'heure. Et puisque les lampes outdoor couplent aujourd'hui performances techniques et design travaillé, elles influent sur l'atmosphère du jardin au même titre qu'un accessoire déco. Tour d'horizon des plus beaux luminaires spécialement conçus pour l'extérieur.
People are living longer than ever. Longevity insurance promises you won't outlive your retirement savings.
