UCC Kona Coffee Farm, Holualoa Holualoa Real Estate Slightly off the beaten path and nestled amidst the cool, lush slopes of dormant Hualalai Volcano,

Are you considering buying a home? If so, it’s important to understand the concept of debt-to-income ratio as it relates to home mortgages. A debt-to-income (DTI) ratio measures t

Do you know how to get real estate investment property loans? Read on to learn everything that you need to know on the subject.

“What’s the maximum a seller can pay to buyer’s closing costs?” This is a question I’m often asked and the answer – as with many mortgage questions – is “it depends.”Allowable seller concessions can cover quite a bit. Typically they are used to pay some or all of the following charges associated with obtaining a mortgage:– origination fees, discount points, commitment fees– appraisal costs, flood certifications, credit reports, tax service fees– transfer taxes, stamps, attorneys’ fees, survey

Are you hoping to break into the world of real estate investing? Keep reading to discover the different types of real estate loans.

Learn 3 important conventional home loan requirements you need to know, and which fatal mistakes disqualify some people from getting a loan.

In our work as realtors in Hawaii, VA loan questions are some of the ones we get asked most often. There’s a lot of confusion around the VA loan, and in Hawaii -- a state with a high cost of living that’s OCONUS (outside the continental United States) -- there can be more uncertainty. We hope that t

I think we can agree that our service members and veterans are likely the bravest heroes we know. Do you also know the ins and outs of a VA loans? I do. In fact, when I first started lending, over 50% of my clients chose VA financing so this program is one of my favorites. Remember these no down payment loans are available to most Active, Veteran and Reserve Service Members. While there is no monthly mortgage insurance on VA loans there is a funding fee which is a 0-3.6% upfront charge that

Learn 3 important conventional home loan requirements you need to know, and which fatal mistakes disqualify some people from getting a loan.

I think we can agree that our service members and veterans are likely the bravest heroes we know. Do you also know the ins and outs of a VA loans? I do. In fact, when I first started lending, over 50% of my clients chose VA financing so this program is one of my favorites. Remember these no down payment loans are available to most Active, Veteran and Reserve Service Members. While there is no monthly mortgage insurance on VA loans there is a funding fee which is a 0-3.6% upfront charge that

Learn about VA loan entitlements that may allow you to borrow more than your home's value, and find out how to apply for this benefit at MyMilitaryBenefits.

Key tips for buying a home with student loans. You have options if you want to purchase a home but have student debt. Via Anita Clark.

If you're thinking about buying a home, you might wonder how long the process takes. The first step in buying a home is going to be pre-qualification: This is where you'll complete an application that's going to ask you questions about income assets and credit, I will then get that application and give you feedback on loan type down payment options, rate, payment, all of those kinds of things. Typically, I'm able to turn around a pre-qualification in about 24 business hours. The next step is pre

When you're buying a home, one of the most important parts of the process is choosing the right lender.So, how do you find a lender and determine if they are the right fit for you? One thing you can do is ask friends and family and Realtors who they have worked with if they have any recommendations. Knowing that a lender has worked well with someone you know can make a big difference in your confidence and trust in the process.And here’s another piece of advice. Remember that the lender is worki

Applying for a mortgage loan is an extremely interactive process. It’s very important that you and we stay closely in touch. Here are 9 “do’s” for you: • Do keep the process moving by responding as soon as possible to our requests for tax returns and other documents. • Do get back to us with any decisions we need from you as soon as is reasonably possible. • Do let us know about any questions or concerns you have as soon as they come up. • Do continue to make all your current rent or mortgage p

I think we can agree that our service members and veterans are likely the bravest heroes we know. Do you also know the ins and outs of a VA loans? I do. In fact, when I first started lending, over 50% of my clients chose VA financing so this program is one of my favorites. Remember these no down payment loans are available to most Active, Veteran and Reserve Service Members. While there is no monthly mortgage insurance on VA loans there is a funding fee which is a 0-3.6% upfront charge that

“What’s the maximum a seller can pay to buyer’s closing costs?” This is a question I’m often asked and the answer – as with many mortgage questions – is “it depends.”Allowable seller concessions can cover quite a bit. Typically they are used to pay some or all of the following charges associated with obtaining a mortgage:– origination fees, discount points, commitment fees– appraisal costs, flood certifications, credit reports, tax service fees– transfer taxes, stamps, attorneys’ fees, survey

As a lender, VA loans are one of my favorites and one of the first ones I learned. However, a lot of the time these buyers get pushed aside. In this article, we’re going to go over the basics of a VA loan and common misconceptions that can overwhelm many borrowers. One common misconception about VA loans deals with appraisals. Specifically, whether or not they take longer for a VA loan. A VA loan is the only loan program that actually has a mandated turnaround time, unlike the appraisals for oth

If you're thinking about buying a home, you might wonder how long the process takes. The first step in buying a home is going to be pre-qualification: This is where you'll complete an application that's going to ask you questions about income assets and credit, I will then get that application and give you feedback on loan type down payment options, rate, payment, all of those kinds of things. Typically, I'm able to turn around a pre-qualification in about 24 business hours. The next step is pre

I think we can agree that our service members and veterans are likely the bravest heroes we know. Do you also know the ins and outs of a VA loans? I do. In fact, when I first started lending, over 50% of my clients chose VA financing so this program is one of my favorites. Remember these no down payment loans are available to most Active, Veteran and Reserve Service Members. While there is no monthly mortgage insurance on VA loans there is a funding fee which is a 0-3.6% upfront charge that

As a lender, VA loans are one of my favorites and one of the first ones I learned. However, a lot of the time these buyers get pushed aside. In this article, we’re going to go over the basics of a VA loan and common misconceptions that can overwhelm many borrowers. One common misconception about VA loans deals with appraisals. Specifically, whether or not they take longer for a VA loan. A VA loan is the only loan program that actually has a mandated turnaround time, unlike the appraisals for oth

As a lender, VA loans are one of my favorites and one of the first ones I learned. However, a lot of the time these buyers get pushed aside. In this article, we’re going to go over the basics of a VA loan and common misconceptions that can overwhelm many borrowers. One common misconception about VA loans deals with appraisals. Specifically, whether or not they take longer for a VA loan. A VA loan is the only loan program that actually has a mandated turnaround time, unlike the appraisals for oth