If you have an idea to start a business, is it just an idea or have you created an actual plan?It is easy to have an idea and a dream of a business, but it does require some thinking through! Have you sat down yet and actually gone through everything that you can think of, or do you have a plan to in the near future? If the answer is no, then you may need to do it now! Creating a business is not an easy ride. You are in for a lot of ups and downs, and it’s going