With the Debt Snowball / Debt Avalanche Calculator for Google Sheets and Microsoft Excel you can keep track of your debts, pay them faster and know when you'll be debt free. Compare both methods and choose which one works for you. The calculations are done for you which makes our debt snowball template simple and easy to use even for people with no technical background. Enter your debt information and see the spreadsheet update automatically. Contact us right away if you have any questions :) Access your calculator online anywhere via your Google account (free to set up) or Microsoft account. Your spreadsheet includes most currencies** and comes complete with an easy to follow set of instructions. After you purchase: - For Excel, you will need either Office 2021 or later or a Microsoft Excel 365 subscription - To access the Excel file, you can download it directly from the email from Etsy. - For Google Sheets you will need a Free Google account - After payment, you will receive an email from Etsy containing the links to your files. - To access the Google Sheet document please click on your currency of choice in the PDF file. This will take you to a Google page where you can use the copy link button. 》TABS 1. Instructions 2. Debt Snowball / Avalanche calculator 》FEATURES - Debt Snowball calculator - Debt Avalanche calculator - Space for up to 40 debts - Dropdown for country - Most currencies included** - Payment schedule - Cross off once month has passed - Quick glance at monthly payments - Total monthly payments calculation - Debt repayment end date - Months needed until payoff - Amount paid off to date - Total interest paid calculator - Automatic debt sorter - Debt balance breakdown **For the currencies: After purchase if your country is not in the list, please contact me on Etsy and I will add it. ______________________________________________ 》NOTES - For Google Sheets, you will need Google Sheets and a basic understanding of how to use it. - For Excel, you will need either Office 2021 or later or a Microsoft Excel 365 subscription and a basic understanding of how to use it. - The spreadsheet looks and works better on a desktop/computer. ______________________________________________ 》IMPORTANT All designs are ©MyProductiveLifeCo. This item is for personal use and cannot be resold, redistributed, or used for any commercial purposes. ______________________________________________ 》THIS IS A DIGITAL PRODUCT / INSTANT DOWNLOAD Digital means its ready to download straight away after buying! No waiting, and no shipping fees. Purchase once and its yours forever! *No physical product will be shipped* ______________________________________________