Its not easy to know how much you need to save for retirement, with this 9 step process you can get a clear picture on your retirement savings needs, How a pension, OAS and CPP factor in, and determine what your idea post work life looks like, can costs. Read now to learn how. Saving for retirement | investing | saving money | personal finance | retirement | pension Plan

Learn how to plan for retirement, and the actionable steps you can take TODAY.

Saving half of your incmome is a big goal with bigger rewards. Learn the ways to save 50% of your income and acheive those dreams.

Answering these 14 questions about retirement can help prepare you for this next exciting season in your life. FREE PDF worksheet to write down your answers!

Here's how to invest for retirement when you're still young (without sacrificing your other financial goals and priorities).

With Social Security and Medicare being unable to meet its obligations by the time many of us reach retirement age, it is all the more important that we do our own saving for old age. To avoid having to eat ramen every day in retirement, here are the most common 401k mistakes you should avoid. Read more

Your 40s are a busy time. There are quite a variety of expenses to consider. For many people, funds aren’t just for raising children. For some, helping aging parents with financial assistance may also come into play. And of course, there is also debt and mortgages.

The FIRE movement certainly intrigued me. However, I learned there were a lot more cons to the FIRE movement than the flashy headlines revealed.

I know people say that money can’t buy you happiness, but I’d be pretty dang happy laying in a hammock in Fiji. How much money do you actually need to make it to Fiji when you retire? That’s exactly what I’m answering below! So – how much money do you need saved to be able to retire where it’s nice and breezy with Uncle Kracker instead of working at Walmart as a door greeter when you’re 80? Short Answer: Enough to pay all your bills + some. Long Answer: There’s honestly more than one scenario when it comes to retirement and it solely depends on what you want to do with your life after you retire. If you’re a total homebody and a scrooge down to the core with no agenda of having fun after you retire at 65, then you could (maybe) get away with having $1 million saved. On the flip side, if you’re counting down the days when you’ll be hula dancing in Hawaii for 6 months out of the year you’re

Looking for the average 401K balance by age? Here's a simple breakdown and my analysis, as well as some tips for increasing your numbers.

This is a guest post written for playlouder.com by Rick Pendykoski, the owner of Self Directed Retirement Plans LLC, a retirement planning firm based in

How much money do you need to retire comfortably in Canada at age 55, 60, or 65 years? Learn how much money you need for retirement.

The best way to retire at 62 with little money is to use the method, Just in Time Retirement. An easy to follow value-based retirement plan.

Do you want to know how to become a millionaire? Then learn about the 12 habits to build your wealth. Put them in practice and become a millionaire too!

Learning how to save for retirement is key for when you thrive toward a secured future financially. Check out this retirement plan

Looking for direction towards a more secure retirement? Here are five steps to using your hobbies to get you there.

Learn about retirement savings, investing, college funds, and charitable giving in this review of Dave Ramsey's Financial Peace University Week 4 lesson

How much should you be saving for retirement? Don't guess when it comes to your retirement goals. Find out your recommended retirement savings at every age.

A realistic retirement budget will help you see how far your savings will take you. This budget will help you get a realistic picture of the years to come.

Start a budget with the 50-30-20 rule. 1. Figure out your income 2. Calculate your percentages 3. Adjust your spending and savings 50% needs 30% wants 20% savings

This is a guest post written for playlouder.com by Rick Pendykoski, the owner of Self Directed Retirement Plans LLC, a retirement planning firm based in

If you are looking for the best way to save the most money for retirement, you need to take advantage of all the different types of accounts that are available. Unless your earnings are high enough to where you can max out every account, you need to prioritize. Here is the best order of contributions or optimal order of priority to save for retirement. Use these steps to maximize your tax-free and tax-deferred contributions. Read more

Retirement Savings are a challenge the Self-employed. 9 tips to help you better save money and be prepared with pensions for future retirement.

401k plans aren’t as well understood as they could be. A recent study showed that over 40% of Americans have less than $10,000 saved for retirement. Nearly two-thirds of all workers age 22 and up have access to a retirement plan through their employer, so why are so many

Let's talk about the financial checklist that should take you into retirement and make sure you truly have enough to stop working.

To take control of your finances, it is essential to master the basics of personal finance and that starts with personal finance terms.

The average American doesn't take the time to save for retirement. Here's a few creative ways to fund your retirement. The sooner the better!

I recently shared my Ultimate Guide To The F.I.R.E Movement where I broke down everything from what it is, to a broad overview on how to do it, and a discussion on whether or not you should (SPOILER: you should!). Today, I wanted to dive even deeper into the "how" of financial independence with the goal of retiring early. This post is really why I think everyone should jump onto the F.I.R.E. bandwagon. There is something for each of us to take from it. Before we get into my steps to achieve financial independence so you can retire early, I want to stress the importance of a strong financial foundation. F.I.R.E. requires focus and motivation. A strong financial foundation increases the likelihood of achieving your goals.

This is a guest post written for playlouder.com by Rick Pendykoski, the owner of Self Directed Retirement Plans LLC, a retirement planning firm based in

How much money should you have to retire? With value-based retirement planning, you are in charge of the results, not a financial advisor.

Are you interested in financial independence and/or early retirement? Today, I've asked some of the top personal finance experts to share their personal and best early retirement tips.

Once you reach 50 retirement planning takes on a new level of seriousness. Here are 7 tools to supercharge your retirement plans and nest egg.

If you're 50+ and aren't financially prepared for retirement, David Bach, author of The Automatic Millionarie has some tips for you.

Are you on track to retire? How would you even know? In this post I review the various recommendations on how much you need to have saved at every age and income level in order

This article answers the question can you live off dividends. And offers a deep explanation of exactly how to go about living off dividends.

With Social Security and Medicare being unable to meet its obligations by the time many of us reach retirement age, it is all the more important that we do our own saving for old age. To avoid having to eat ramen every day in retirement, here are the most common 401k mistakes you should avoid. Read more

Looking for ways to retire and not be poor? Check out these excellent tips on how to live frugally after retirement and still enjoy life!

You may find yourself thinking, "what is financial discipline? How do I get it? How can I be more strict with my money?" Print the financial discipline pdf!

Saving for retirement at 40 can feel like a panic if you have nothing saved. Here are 7 steps to help you invest for a comfortable retirement.

Start financial planning in your 40s now. Learn how to build wealth and hit your financial goals by 50 with these key financial milestones.

This is a guest post written for playlouder.com by Rick Pendykoski, the owner of Self Directed Retirement Plans LLC, a retirement planning firm based in

Looking for ways to retire and not be poor? Check out these excellent tips on how to live frugally after retirement and still enjoy life!

Make money from dividends with the best stocks that pay dividends in March. Get cash dividends now from these quarterly dividend stocks.

Providing yourself with a nest egg in retirement is essential -- so try these five steps to get started.

Can I retire at 60 with $500K (Yes, and I can show you how)? Whether you are relying on Social Security, Investments, Pension, or 401K plan.

Retirement is closer than you think. Unfortunately, too many of us fail to plan. Consider these 8 ways to avoid going broke during retirement.

A happy, healthy retirement starts with planning. Here’s how to consider the physical, psychological and financial impacts of retirement before it hits.

Are you approaching midlife and curious how to build wealth in your 40s? This post will share some helpful financial tips and strategies.

The financial industry confuses us with many self-employed retirement options. I'll make your decision easy between the Solo 401k vs SEP IRA.