Your 40s are a powerful decade for growing and protecting your wealth. These 5 financial moves will help you stay on track for retirement, protect your family, and avoid costly mistakes. Whether you’re playing catch-up or leveling up, these tips are clear, realistic, and effective for building lasting financial security in your 40s. #MoneyTips #PersonalFinance #40sFinance #RetirementPlanning #WealthBuilding #EstatePlanning #SmartMoneyMoves #FinancialFreedom #InvestingOver40 #MoneyGoals