This is not a product, but a Reservation + installment for (a) selected Article(s). Usually we have already communicated before about this. If you want to order sth., which is outside of your budget at the moment, this is the place to go. Just write us what you want (leave a note with the order), and pay in rates that fit you best. Of course exchange rates vary, we can only approximate US-Dollar rates. What count's will be etsy's exchange rate on the days of the orders. No cent will be lost ,') As Upgrade it goes without extra shipping costs.