Budgeting finances: how to create a monthly budget for beginners. Use my free printable monthly budget template to help you get started and reach your finance goals. A budget allows you to spend your money without guilt because you have a plan in place for money management and control over your personal finances. Ditch impulsive spending habits and start crushing finance goals! ✨ Visit My Etsy Shop: https://www.etsy.com/shop/budgetwithmelshop 📌Follow me on Pinterest: https://www.pinterest.com/budgetwithmel/