Financial Literacy book hits on all parts of this TEK! Great for student reflection and reviewing the topic. Students must apply their understanding of the topics and share their ideas. (10) Personal financial literacy. The student applies mathematical process standards to manage one's financial resources effectively for lifetime financial security. The student is expected to: (A) define income tax, payroll tax, sales tax, and property tax; (B) explain the difference between gross income and net income; (C) identify the advantages and disadvantages of different methods of payment, including check, credit card, debit card, and electronic payments; (D) develop a system for keeping and using financial records; (E) describe actions that might be taken to balance a budget when expenses exceed income; and (F) balance a simple budget "5th grade" wording only used on the cover page. If the above topics are something you would like to discuss in other grade levels this is still a book you can use! :)
