Smart cruisers make the best cruisers. Here are 10 ways that rookies waste money on a cruise and how to avoid them. If you'd rather check out our video on ways rookies waste money on a cruise check out the clip below: 1. ATM Fees - Forgetting to bring extra cash can be costly on a cruise with ATM machines charging fees that will range from $5-8 per transaction (on top of what your bank will charge you). If you do need cash for a day in port or to tip the crew a few extra dollars, you can avoid