We are going to Disney World this October, and I am already starting to plan for it. I know based on our last trip that we will easily spend at least $3,000 on this trip (more like $3,500-$4,000), so I am getting a jump start on my savings plan. I don’t mind dipping into savings for big trips like this, but I would much rather save up the money ahead of time. I kind of like knowing we have the money allotted in advance and can have fun worry-free. Last time we went to Disney World, my youngest daughter got